- 1. About these terms
- 2. Information we must disclose (section 43 of the ECT Act)
- 3. Eligibility
- 4. Education only – not financial advice
- 5. Using the Website
- 6. Intellectual property
- 7. Purchases
- 8. Third-party websites and services
- 9. Disclaimers
- 10. Limitation of liability
- 11. Privacy and electronic communications
- 12. Changes
- 13. Complaints and disputes
- 14. General
1. About these terms
1.1 These Terms of Use (“Terms”) apply to your use of https://nhantsicapitaltrading.com and its sub-pages (the “Website”), operated by Nhantsi Capital Trading (Pty) Ltd, registration number 2024/615022/07 (“Nhantsi Capital Trading”, “we”, “us”, “our”).
1.2 By using the Website you agree to these Terms. Please read them, together with our Privacy Policy, Cookie Notice, Risk Disclosure, Course Terms and Refund Policy, Affiliate and Earnings Disclosure and PAIA Manual, which form part of these Terms. If you do not agree, please do not use the Website.
1.3 Section 49 of the Consumer Protection Act, 68 of 2008 (CPA) requires us to draw your attention to terms that limit our liability, place risk on you or require you to acknowledge facts. These terms are shown in bold and appear in clauses 4, 9 and 10. Please read them carefully.
2. Information we must disclose (section 43 of the ECT Act)
Section 43(1) of the Electronic Communications and Transactions Act, 25 of 2002 (ECT Act) requires a supplier selling goods or services online to make the following information available:
| Item (ECT Act s43(1)) | Details |
| (a) Full name and legal status | Nhantsi Capital Trading (Pty) Ltd, a private company incorporated in South Africa |
| (b) Physical address and telephone number | 277, Metropolitan Office Park, 281 Cape Rd, Greenacres, Gqeberha, 6001, South Africa; +27 76 887 0951 |
| (c) Website and email address | https://nhantsicapitaltrading.com; nqaba@nhantsicapitaltrading.com |
| (d) Self-regulatory or accreditation bodies | None. We are not a member of any self-regulatory or accreditation body. We are not an FSCA-authorised financial services provider. |
| (e) Code of conduct subscribed to | None. |
| (f) Registration number, office bearers and place of registration | Registration number 2024/615022/07; sole director and Chief Executive Officer: Nqaba Nhantsi; registered with the Companies and Intellectual Property Commission (CIPC), South Africa |
| (g) Physical address for service of legal documents | 277, Metropolitan Office Park, 281 Cape Rd, Greenacres, Gqeberha, 6001, South Africa |
| (h) Main characteristics of the goods or services | Digital trading-education books and library volumes (PDF), free educational resources (e-book, indicators, trader test and a live trading group for education and market commentary only), a free one-on-one introductory call and paid one-on-one educational mentorship (fee and terms given on the free call and confirmed in writing before payment) and buyers’ WhatsApp groups. Full descriptions appear on each product page and in our Course Terms and Refund Policy. |
| (i) Full price, including transport costs, taxes and other fees | Prices of digital products are shown in South African rand (ZAR) on each product page and at checkout. The full price of paid mentorship is given to you on the free introductory call and confirmed in writing before you pay. There are no delivery costs for digital products. We are not registered for VAT, so no VAT is charged. |
| (j) Manner of payment | Card and other methods offered on the secure checkout page of Yoco Technologies (Pty) Ltd. We do not see or store your full card details. |
| (k) Terms of agreement, guarantees, and how to access, store and reproduce them | These Terms, the Course Terms and Refund Policy and the Risk Disclosure, all available on the Website and downloadable/printable as PDF. No guarantee of any trading result is given. |
| (l) Time within which goods will be dispatched or delivered or services rendered | Digital products: your download link is emailed immediately and automatically once your payment is confirmed. If you lose it, we will resend it on request within 2 business days. Free introductory call: on the date and time you book. Paid mentorship: as set out in the written confirmation you receive before paying. |
| (m) How and for how long you can access and keep a full record of the transaction | Your payment confirmation email from Yoco and our delivery email are your record. Please save them. We keep transaction records for at least five years and will send a copy on request. |
| (n) Return, exchange and refund policy | See our Course Terms and Refund Policy. |
| (o) Alternative dispute resolution code and how to access it | We are not a member of an accredited industry code. Unresolved consumer complaints may be referred to the Consumer Goods and Services Ombud (CGSO): www.cgso.org.za; email info@cgso.org.za; consumer complaints call centre 0860 000 272; WhatsApp 081 335 3005; 292 Surrey Avenue, Ferndale, Randburg. |
| (p) Security procedures and privacy policy for payment, payment information and personal information | Payments are processed on Yoco’s secure, encrypted checkout. Our Privacy Policy explains how we handle personal information. |
| (q) Minimum duration of the agreement for continuous or recurrent supply | Not applicable: our digital products are once-off purchases. The duration of any paid mentorship is set out in the written terms you receive before you pay. |
| (r) Your rights under section 44 of the ECT Act (cooling-off) | See section 5 of our Course Terms and Refund Policy. |
3. Eligibility
3.1 You must be 18 or older to buy from us or to join our WhatsApp groups or mentorship. If you are under 18, you may only use the Website with the consent and supervision of a parent or guardian.
3.2 You must give us accurate details, especially your email address, because we deliver digital products by email.
4. Education only – not financial advice
4.1 All content on the Website and in our products is general educational information. It is not financial advice, an intermediary service, a recommendation, a trade signal or an offer to manage money, within the meaning of the Financial Advisory and Intermediary Services Act, 37 of 2002 (FAIS Act). Nhantsi Capital Trading and Nqaba Nhantsi are not FSCA-authorised financial services providers or representatives.
4.2 You acknowledge that trading forex, CFDs, indices, commodities and crypto assets is high risk, that you may lose more than your deposit, that past performance does not guarantee future results, and that you alone are responsible for your trading decisions. Our full Risk Disclosure forms part of these Terms.
5. Using the Website
5.1 You may use the Website for your own personal, non-commercial purposes. You must not:
- copy, resell, share, upload or distribute our books, PDFs, indicators, course material or group content, or share your download links or group invites with others;
- use the Website for anything unlawful, fraudulent or harmful, or to send spam;
- try to gain unauthorised access to, interfere with, scrape or overload the Website, checkout or delivery systems (this may also be an offence under the Cybercrimes Act, 19 of 2020);
- impersonate Nqaba Nhantsi or Nhantsi Capital Trading, or claim to be authorised to give signals or advice on our behalf.
5.2 We may suspend or end your access to the Website, products or groups if you breach these Terms, but this does not affect any refund you are entitled to by law.
5.3 Beware of impersonators. We will never ask you to send us money to trade on your behalf, never offer guaranteed returns and never ask for your broker password. Report suspicious accounts to nqaba@nhantsicapitaltrading.com.
6. Intellectual property
6.1 All content on the Website and in our products, including text, books, diagrams, the names and logic of the Nqaba Asian Model, Nqaba Fractal Theory, Nqaba Fractal Time Zones and Institutional Values Model, indicators, logos and designs, belongs to Nqaba Nhantsi or Nhantsi Capital Trading, or to our licensors, and is protected by the Copyright Act, 98 of 1978, and other laws.
6.2 When you buy a product, you get a personal, non-transferable, non-exclusive licence to use it for your own learning. You do not acquire ownership of the intellectual property. You may print one copy for your personal use.
6.3 TradingView is a trade mark of TradingView, Inc. CFI is a trade mark of its owner. We are not endorsed by them unless we say so.
7. Purchases
Purchases are governed by our Course Terms and Refund Policy. An agreement is concluded when and where we receive confirmation of your payment from Yoco (sections 22 and 23 of the ECT Act).
8. Third-party websites and services
The Website links to third-party sites and services, including Yoco (payments), CFI (broker; South African entity CFI Financial (Pty) Ltd (FSCA-authorised financial services provider, FSP No. 53711)), TradingView, WhatsApp and Skool. We do not control them, and their own terms and privacy policies apply. Links marked as partner or affiliate links may earn us a commission (see our Affiliate and Earnings Disclosure).
9. Disclaimers
9.1 We take reasonable care to keep the Website accurate and available, but it is provided “as is”. We do not guarantee that it will always be available, error-free or free of viruses. Market information may be out of date.
9.2 Nothing in these Terms excludes the warranties and rights you have under sections 54, 55 and 56 of the CPA where the CPA applies.
10. Limitation of liability
10.1 To the extent the law allows, we are not liable for any loss or damage arising from your use of the Website or our content, including trading losses, loss of profit or indirect or consequential loss.
10.2 If we are liable to you, our total liability is limited to the amount you paid us for the product concerned in the 12 months before the claim.
10.3 These limits do not apply to loss caused by our gross negligence, fraud or wilful misconduct, or to any liability that cannot lawfully be limited (including under section 51 of the CPA).
10.4 You agree to compensate us for loss we suffer because you breached clause 5 (for example by unlawfully distributing our copyrighted material).
11. Privacy and electronic communications
11.1 Our Privacy Policy explains how we process your personal information under the Protection of Personal Information Act, 4 of 2013 (POPIA).
11.2 We will only send you electronic direct marketing if you have consented or, if you are our customer, about similar products, and every message will let you unsubscribe free of charge (POPIA section 69; CPA section 11). We will not contact you for marketing on Sundays or public holidays, on Saturdays before 09:00 or after 13:00, or on other days before 08:00 or after 20:00 (CPA Regulation 4), unless you have expressly agreed otherwise.
11.3 Under section 45 of the ECT Act, you may ask us to remove you from any unsolicited commercial communication, and we will tell you where we got your details.
12. Changes
We may update these Terms. The effective date at the top shows the current version. Changes do not apply retrospectively to purchases already made.
13. Complaints and disputes
13.1 Please contact us first at nqaba@nhantsicapitaltrading.com or +27 76 887 0951. We will acknowledge your complaint within 2 business days and aim to resolve it within 15 business days.
13.2 If we cannot resolve your complaint, you may refer it to the Consumer Goods and Services Ombud (CGSO): www.cgso.org.za; email info@cgso.org.za; consumer complaints call centre 0860 000 272; WhatsApp 081 335 3005; 292 Surrey Avenue, Ferndale, Randburg. You may also approach the National Consumer Commission, the Information Regulator (for privacy) or a court with jurisdiction. Nothing in these Terms limits your right to do so.
14. General
14.1 South African law governs these Terms. If you are a consumer, nothing in these Terms limits your rights under the CPA or the ECT Act.
14.2 If any clause is invalid, the rest of these Terms remain in force.
14.3 Our failure to enforce a right is not a waiver of it.
14.4 Notices: we choose the physical address in section 2 as our address for service of legal documents (domicilium citandi et executandi). You may send us notices by email to nqaba@nhantsicapitaltrading.com; we may send you notices to the email address you gave us.