These terms apply when you buy or claim a digital educational product or service from Nhantsi Capital Trading (Pty) Ltd, registration number 2024/615022/07 (“Nhantsi Capital Trading”, “we”, “us”). They form part of our Website Terms of Use. Terms that limit our liability or place risk on you are in bold (Consumer Protection Act, 68 of 2008 (CPA), section 49).
1. What we sell
1.1 All our products are educational. They are not financial advice, signals, copy-trading or account management, and they do not promise any income or return (see our Risk Disclosure).
| Product | What you get | Price (ZAR) |
|---|---|---|
| Seven-Figure Success Principles of Trading the Financial Markets – complete digital edition | 487-page PDF (all 12 principles in 5 parts) with The Quant Playbook bonus volume, plus an invitation to the private buyers’ WhatsApp group | R4,999 |
| Individual library volumes (Volumes 1 to 12 and the Bonus Volume, The Quant Playbook) | Single PDF volume, plus buyers’ WhatsApp group invitation | R399 to R699 each, as listed on the Website and in the library catalogue (R6,788 for all 13 bought separately) |
| Part bundles | Part Two bundle (Volumes 2–5) R1,999; Part Three bundle (Volumes 6–8) R1,499; Part Four bundle (Volumes 9–11) R1,399; each with buyers’ WhatsApp group invitation | As listed |
| Free one-on-one introductory call | 30-minute online call with Nqaba Nhantsi, booked on the Website in South African time (SAST), Monday to Saturday, to discuss your goals and whether mentorship suits you | Free |
| One-on-one mentorship | Personal educational mentorship with Nqaba Nhantsi | Not published on the Website. The fee and terms are explained on the free introductory call and confirmed to you in writing before you pay. |
| Free resources | Wired to Trade e-book; trader personality test result; three TradingView indicators available after registering with CFI through our partner link (we earn rebates from CFI – see our Affiliate and Earnings Disclosure); live trading group for education and market commentary only (no trade calls or signals), which you can join without opening or funding a CFI account | Free |
1.2 Prices are in South African rand and include all charges. We are not registered for VAT, so no VAT is charged. The price shown at checkout is the price you pay. If a price is shown incorrectly because of an obvious error, we will tell you and you may cancel for a full refund (CPA section 23).
1.3 Upgrade credit: if you bought individual volumes or a bundle, what you paid counts towards the complete book if you upgrade within 30 days. You pay only the difference. To upgrade, email us at nqaba@nhantsicapitaltrading.com with your order details.
2. Ordering and payment
2.1 You order on the Website by entering your name and email address and paying on the secure checkout page of Yoco Technologies (Pty) Ltd. Before you pay, you can review your order, correct mistakes and cancel (ECT Act section 43(2)).
2.2 The agreement is concluded when we receive confirmation of your payment. You must be 18 or older to buy.
3. Delivery and access
3.1 Your download link is emailed to the address you gave immediately and automatically once your payment is confirmed. Please check your spam or promotions folder. If you have not received it, email nqaba@nhantsicapitaltrading.com and we will resend it free of charge within 2 business days.
3.2 Download links expire for security. Save the PDF to your own device. If you lose it, we will resend it free of charge on request within 2 business days.
3.3 The buyers’ WhatsApp group is for communication, updates and support about the material. It is separate from the live trading group. Group rules: no trade signals, no requests for or offers of financial advice, no sharing of our material, no promotion of other products or schemes and respectful conduct. We may remove anyone who breaks these rules. Group membership is an extra benefit; we will give reasonable notice before closing a group.
4. Licence
Your purchase gives you a personal, non-transferable licence to read and use the material for your own learning. You may not share, resell, upload or distribute it. Each copy may be watermarked or linked to your email address. Unlawful sharing may lead to removal from the groups without refund, and to legal action.
5. Cooling-off and refunds
5.1 Change of mind: books and digital library volumes. Under section 42(2)(h) of the Electronic Communications and Transactions Act, 25 of 2002 (ECT Act), the seven-day cooling-off right in section 44 does not apply to the sale of books. Because our books and library volumes are digital books delivered immediately, they are not refundable just because you changed your mind once the download link has been sent.
5.2 Mentorship. The introductory call is free and you may cancel or move it at any time. Paid mentorship is only agreed after we send you written terms setting out the fee, what is included (number, length and format of sessions), the period, rescheduling and cancellation rules, and the refund position, and you accept them. Because paid mentorship is offered to you on a call, we treat it as a direct-marketing sale: you may cancel in writing within five business days of accepting the written terms, without reason or penalty, and we will refund you within 15 business days (CPA section 16). If you ask us to start sessions within that period, we may deduct a reasonable amount for sessions already held. If we cancel a session or do not attend, you choose between a new time and a refund for that session. Mentorship is education only and is never financial advice.
5.3 Direct-marketing sales (CPA section 16). If you bought because we approached you directly to sell (for example by phone, WhatsApp message or in person), you may cancel the purchase by written notice within five business days of the agreement or delivery, whichever is later, without reason or penalty. We will refund you within 15 business days.
5.4 Fixed-term agreements (CPA section 14). If you enter into a fixed-term agreement with us (for example a mentorship programme), you may cancel on 20 business days’ written notice. We may charge a reasonable cancellation penalty only as the CPA and its regulations allow.
5.5 Order-review failure (ECT Act section 43(3)). If our checkout did not let you review and correct your order before paying, or did not show the information required by section 43(1), you may cancel within 14 days of receiving the product.
5.6 Faulty or not-as-described products (CPA sections 55 and 56). You have the right to receive a product that works and matches its description. If a file is corrupt, incomplete, unreadable or materially different from its description, tell us within six months of delivery. We will, at your choice, replace or fix it or refund you.
5.7 Refunds are paid to the card or account you paid with, within 30 days of a valid cancellation (ECT Act sections 43(4) and 44(3)) and within any shorter time the CPA requires. Where you cancel a digital product, you must delete all copies and leave the buyers’ group.
5.8 No refund is given because you did not make money, lost money trading, or did not use the material. Trading results depend on your own decisions and on the markets.
5.9 Nothing in this policy limits your rights under the CPA or the ECT Act. If a law gives you a better right, that law applies.
6. Our responsibilities and yours
6.1 We will deliver the product described, take reasonable care in preparing it and correct material errors we become aware of.
6.2 You are responsible for your trading decisions and their results. To the extent the law allows, our total liability to you for a product is limited to the price you paid for it. This does not apply to gross negligence, fraud or wilful misconduct, or to rights that cannot be excluded under the CPA (section 51).
7. Complaints
Email nqaba@nhantsicapitaltrading.com or call +27 76 887 0951. We will acknowledge your complaint within 2 business days and aim to resolve it within 15 business days. If we cannot resolve it, you may refer it to the Consumer Goods and Services Ombud (CGSO): www.cgso.org.za; email info@cgso.org.za; consumer complaints call centre 0860 000 272; WhatsApp 081 335 3005; 292 Surrey Avenue, Ferndale, Randburg. You may also approach the National Consumer Commission or a court with jurisdiction.